General Categories > General Firearm Discussion

Insurance

<< < (2/2)

jFader:
I think that I am going to sign up for the Armed Citizens Defense League myself...  I paid for one year of coverage through Patriot Legal Protection which was one of the best ones that I could find a year ago.    https://patriotlegalprotection.com/sign-up/

They now only offer up to $3,000 (i am sure it was more) immediate bond money if you are arrested.  They also cover all of your lawyer fees for Both civil & criminal court as well as wage reimbursement if you go to trial.  If you read the details, it does say that you must use one of the approved attorneys & I never requested a list from them but I will if I renew. 

The Armed Citizens Defense League says that they will issue you a $10,000 grant (of sorts) to immediately begin your legal defense & they will decide if your case merits additional defense funding.  They also have 'in network' attorneys but it doesn't sound like you are required to use their guy.  I am on the fence but I think that I will let the Patriot coverage lapse & sign up for this... 

Another thing....the most advertised coverage is by USCCA & from what I understand it works as a reimbursement so you better have money under the mattress if you go that route.

I do feel fortunate to live in an area where the prosecutors don't seem at all hell bent on going after armed citizens who defend themselves...earlier this week Don Kleine announced that he wouldn't file charges on a guy who shot an unarmed man who it sounds like was getting ready to beat the guy after he smashed his car windshield in...

revaddict:
Thanks for the suggestions, everyone.

ACLDN does look pretty good.  The big thing I'm worried about when choosing a company is whether or not you get bail bond money and legal fees up front or whether you just get reimbursed.  Some information online suggests that some companies just reimburse you, but it looks like this may have changed since some of the comparisons were written.  It does appear that ACLDN gives you money up front according to their web site (although a comparison chart on a competitor's page casts doubt on this.  The same chart says ACLDN does not pay for expert witnesses, but their web site seems to say they do.)

I also like ACLDN because it covers self-defense situations that don't involve a firearm.

What about civil liability coverage?  It does not seem to me that ACLDN covers that.

Paul

Mali:

--- Quote from: jFade on January 30, 2015, 04:53:36 PM ---Another thing....the most advertised coverage is by USCCA & from what I understand it works as a reimbursement so you better have money under the mattress if you go that route.
--- End quote ---
I have the coverage from USCCA and I don't think it is reimbursed coverage, but I will check.

Navigation

[0] Message Index

[*] Previous page

Go to full version