General Categories > Carry Issues
Insurance?
Ronvandyn:
My father heard that I was soon to have my CCW and sent the link below to me. I do not know if this is a legitimate company, but its an interesting idea. Your thoughts?
http://mmdbrokers.com/
bullit:
Legitimate site. Also, check your auto policy company (yes, your auto policy) for a personal umbrella. $1-3M is about the same price, and most will cover you for the same issue in the civilian arena.
Also, consider joining The Armed Citizens Defense Network.
LawyerJan:
Note that the insurance is only available AZ, CO, LA, NM & TX. If you find somebody doing business in Nebraska be sure to let us all know.
Ronvandyn:
OK, help me out here Jan. This particular insurance provider, or any policy of this type?
Point being, I am not made of money, and until / unless the castle doctrine bill gets passed then this type of service would not only be a money make for the insurance company but could also provide a great deal of peace of mind for those of us who carry. We have all heard the stories about a criminal suing a home owner for tripping and injuring themselves while committing a crime, I cant imagine how bad it would be if I was forced to shoot someone (even if I am totally in the right) and get sued by the little )*(%$# or his/her family for defending myself.
Ron
bullit:
As previously mentioned.......ARMED CITIZENS DEFENSE NETWORK....$85/YR. Benefits include immediate $5K to your attorney for preliminary investigation, etc. They are currently building an overall defense fund (stands at $30K) now to defend a righteous shoot. They will review and provide court recognized expert witness testimony (Ayoob, Hayes, Farnam et al.)
In regards to a civil suit which seems to be your biggest concern (you mention in your last sentence)....this is where a personal umbrella liability policy comes into play. This is the same type of policy that kicks in should you be underinsured in a car wreck, some idiots falls off your porch and is paralyzed, etc. It will provide for you in a civil suit should you be found innocent in a criminal court. It is written standard in most policies. An example....I have one for $3M. Costs me under $400 per year. Covers me and my dependants.
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