omaharj - Don't be. I wasn't calling you out on anything. It's just another guy's thoughts on the issue.
I think the story is a bit suspect, but still plausible. Is he covering for a ND? Maybe. In fact, probably. On the other hand, maybe not. I think the link I posted suggests he finds the story very unlikely, but he also admits strange things happen.
Dunno. I mostly carry in leather backed kydex hybrids. But more importantly I try to make sure there's nothing (holster, shirttail, finger, small snake, drawstring, etc) in the trigger guard.
/rl
/rl