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Insurance for firearms

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RobertH:
i am wondering about getting some firearm insurance through my insurance company.  i got a few quotes and the rates seem pretty reasonable at last check.  but in order to get the firearms insured, they need to be appraised.  who does appraisals around Lincoln?  i am looking for someone who does Class 3 and semi autos as well.

any and all ideas welcome.

Dan W:
Are you an NRA member?  You get $2500 coverage with your membership , plus you can get added firearm insurance through the NRA ArmsCare Plus Firearms Insurance,  only firearms $2,500 or over must be scheduled but serial numbers are not required.

http://www.locktonrisk.com/nrains/ArmsCarePlus.htm

I am not sure how it compares with a rider on your homeowners policy as far as price is concerned

RobertH:
hmmm... i forgot about NRA's coverage.  my homeowner's policy includes i think $1,500 for firearms, but im way over that.  ill take all the opinions/options people tell me about and then ill do some research.

SemperFiGuy:
RobertH:

For insurance purposes, just about any FFL-holder should be able to provide estimates of value acceptable to an insurance company.    [Unless you are into rare, collectable, or curio firearms.]

You could check w/your insurance company to be certain.

sfg

FarmerRick:
http://www.collectinsure.com/  is who I use.  Very reasonable rates, as seen here: http://www.collectinsure.com/rates/GunCollectorRateSheet.pdf

So, for example, $20,000 coverage would cost $137 per year($112 plus a policy fee of $25).

No need to send them serial numbers.  Just list what you have and the value.  Nice and simple.


BTW, they cover knives, ammo, mags, and scopes too.   ;)

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