Are there a lot of accidental discharges because a molded plastic holster didn't cover the back 1/4" of the guard? I thought the main thing would be that it covered the trigger itself.
Having seen someone get a tree branch stuck in front of their trigger while they were walking through brush, and have it start to cock the hammer of a snub-nose revolver in a holster like that makes me see no reason to spend money on it.
Completely freak occurrence---but if the trigger guard is accessible, then it is accessible. If there is an opening as you are walking around, there is a chance that something can get into that opening. Whether that something is behind the trigger so I can't pull it when I want to, or in front it the trigger so it pulls it when I don't want it to---either way, I don't want any possibility of anything making it's way into the trigger guard.
I have absolutely no data on how often discharges happen under those circumstances.
Looking at the pictures you posted, the worst "offender" is the LCP one (although that's a Kel-Tec P-3AT in there.)
Yeah, the Fobus website has a bunch of holsters for sale, but the pictures they put up don't always match the type of gun listed.
My LCP fits the same way, but you'd be really, really hard pressed to get anything somehow down in there and hooked over the trigger. I'd have to work at it for a while to to get a loop of paracord in there and hooked around the trigger. If I wore the LCP Fobus holster, and a pullover with a paracord tie at the bottom, I reckon I'd have to wear that combo every day for a few hundred years before the cord ever got itself somehow worked down in there.
Opinions may vary, mostly certainly. But if any part of the trigger guard isn't covered, then something can get in there. If something can get in there, then there is a potential for an accident.
Given the large number of perfectly economical holsters available out there that
do completely cover the trigger guard, I see no reason to buy one that doesn't, given that I know issues can occur. Are the chances high? No---but why take any? (This is pretty much my same reasoning for telling people that if they want a retention holster, get a Safariland ALS and
don't get a SERPA.)
I'd think that an LCP or Smith 642 in a pocket holster and tight jeans pockets would be at much higher risk to somehow have something accidentally get in front of the trigger, then pressing on it when you sit down. And everyone tells me that risk is infinitesimally small and nothing to worry about.
Huh. I have a couple of pocket holsters that I use for class demos (I don't carry with them, because I look like an idiot with a tumor when I use one) and every single one of them covers the trigger guard completely. (Matter of fact, they cover more than regular holsters do.) Not only does it seem unlikely to me that anything could get in them (other than lint over time) sitting down or something similar would push the holster in tighter around the guard, making it even less likely to have any issues.
In other words, sure, if something is in the trigger guard while you are holstering, then added pressure or a change in pressure somewhere may cause an issue--but that is true for
any holster. (Matter of fact, if that kind of problem occurs, it becomes noticeable much earlier with a holster than fully covers the trigger guard.)
But once the gun is in the holster and the holstered gun is in a pocket, I'm not seeing how something could work its way into the trigger guard.
Maybe I'm thinking about something different...
This, for example, is what I'm talking about:
I'll note that this second picture is the same type of holster, but I wouldn't use them if they looked like this:
To me, those guns in the second picture obviously don't fit the holsters shown, particular the Ruger semi-auto. And in THOSE cases, I
can see there being a potential safety issue.
I took a look around and I couldn't seem to find an LCP-fitting-version in any of the "first holster" suggestions I could think of. There just doesn't seem to be any cheap OWB holsters for an LCP outside of a Fobus. I have no idea what I'd suggest to someone who just bought an LCP as their first centerfire handgun and wanted to do some basic range practice on draws with it. Looking around, there are a couple of leather belt slides that seem okay, for not too much more...ah. Found one!
$40, so not great, but not $75, either.
http://www.foxxholsters.com/collections/owb/products/foxx-outside-the-waistband-holster?variant=1215253241(That's a BIG leather backer for an OWB kydex holster, though....
)
Brief competition comment: In USPSA, Steel Challenge, and Multigun competitions, the holster is required to cover the trigger guard, or it is not a legal holster for use in a match. Not merely the trigger, but the trigger guard.