Some excellent comments on this holster...particularly on drawing when in a seated position. I'm not sure how that really works with the Urban Carry. Myself, I have issues with any IWB in a seated position. Maybe it's because I'm not as svelte as I once was. When driving I will move whatever I'm carrying to a better location. When sitting while I am out and about, I simply put up with being uncomfortable for the duration. I guess thats why I (we) have many holsters to fit the different situations where we think we're going to be. Personally, I like OWB because of access & comfort, but I don't, unless I'm out hunting. My work prevents me from carrying or even having a weapon in the parking lot...plus the dress code isn't conducive to carrying either. So, my carrying is limited mostly to trips & errands around town.
I'm going to patiently wait on my friend to get his, assuming he follows through with purchasing, then I'll be able to give it a thorough look and report back.