You said you're a new shooter, and new shooters usually have a problem with "limp wristing." If you don't hold the pistol firmly in place, and I mean FIRMLY, the energy of the recoil will be taken up by your hands instead of letting the slide do its job of ejecting and chambering a new round. When my wife started shooting, she had frequent jams while I had none. If you watch Rob Leatham shooting an XD (check out YouTube), you'll see very little muzzle flip. He crushes the grip. I think if you do the same, the ejection problem will disappear.
Given that I load magazines embarrassingly slowly, I use a Maglula Uplula loader. Once you use that, you'll load faster than the guy with steel thumbs.
As for gun accuracy, almost all guns are inherently pretty accurate; it's the shooters who aren't. (Saying that, I'm staring at a Ruger LC9s on my desk that has a badly drifted front sight and has to get returned to be pinned in place.) You can usually shoot better with one gun than another because you grip one better or because you like the sights better, and so forth. I have a really cheap CO2 BB pistol with a horrid trigger that can hit little bullseyes at 7 yards no problem.