The following article was just now posted on the web:
https://www.bloomberg.com/news/articles/2018-05-07/nra-sues-insurance-broker-behind-carry-guard
Accordingly, it appears that Lockton wants out of the CCW insurance business. Too many Lefties calling it "Murder Insurance."
Might be that USCCA is the best operable option. I've seen a side-by-side comparison indicating that USCCA was the preferable program anyhow, despite the fact that the NRA disinvited USCCA to the annual meeting this year, given that NRA had taken up with Lockton.
I wondered how that would play out when Lockton backed out right after FNBO.
Insurance is not the best alternative. Legal representation at the appropriate times and expert witnesses to support your case when needed, not after your case has been won....that is what you get with the Armed Citizens Legal Defense Network.
Read about the various plans in this comparison
https://armedcitizensnetwork.org/learn/support-plan-comparison
You are correct in that insurance is not the only answer. This is reason I have USCCA it covers me for legal fees, lost wages, and other costs. As well as has the legal network to represent me in case of a self defense incident regardless of the weapon. They also don't make you wait for coverage until a board has determined you aren't at fault. They cover you THEN worry about right or wrong.
You need both legal coverage as well as financial coverage these days.
BTW, the info on that comparison page is out of date and incomplete as far as USCCA goes.
Here is the most current info on what the USCCA programs are comprised of:
https://www.usconcealedcarry.com/membership/** Full disclosure **
I am an USCCA Elite level member, USCCA certified instructor, and USCCA affiliate. I did not use any affiliate links in this post.